#Safe fed car loan calc plus#
chevron_right GAP Plus coverage also includes up to $1,000 toward your down payment of a replacement vehicle, where allowed by law, and when financed by the Justice Federal Credit Union.chevron_right GAP Plus can save you from making loan payments on a car, truck, or other vehicle that's beyond repair, or stolen and not recovered.chevron_right GAP Plus is low-cost coverage that pays the potentially high-cost difference between your insurance settlement and your loan balance.Unfortunately, that gap will come out of your pocket for a vehicle that, no longer exists. Unfortunately, if your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared a total loss, you are still liable to pay the difference, or the "gap," between your insurer's settlement and your loan balance. Most cars depreciate by thousands of dollars as soon as they are purchased. There could be a big difference between what your insurance will pay and what you owe on your loan. Minimize the blow with GAP Plus protection. Guaranteed Asset Protection Plus (GAP PLUS)Īccidents Happen. With a pre-approval, you can shop with a check in-hand. In addition, you will eliminate the expense and pressure of dealer financing.īuy your first car! Apply today. Get pre-approved for your auto loan and save time! With a pre-approved auto loan, you’ll know how much you qualify for, before you visit the dealership and be able to shop with a check in hand. Figure out a price range that fits your budget Make a list of your vehicle needs and wants To make an informed decision, it helps to do a little homework: Planning is important to prevent surprises when you buy your first car. If you have little, to no credit, and are ready to embark on the purchase of your first car, we offer low rates, manageable terms, and an excellent means to establish your credit history. Our goal is to get you into the vehicle – and finance option-that's right for you.ĭon't panic, even if you have no previous vehicle buying experience, our First-Time Auto Buyer Program can give you the opportunity to enjoy a vehicle of your own. That decision gets even bigger when you've never done it before. It only takes a few minutes to submit your application, and you’ll be on your way to pocketing great savings!Īre You Ready to Buy Your First Car? If So, Justice Federal Can Help!īuying a car is one of the most important financial decisions you'll ever make. Your lender information can be found on your most recent monthly auto loan statement. We’ll tell you what documents you need to complete the process, and ask you to provide your lender information for your existing loan payoff. If you have your Vehicle Identification Number (VIN), enter it on your application or you can add it after your application is complete. Review your contract term, rate options and estimated monthly savings based on our preliminary review. We finance new and used cars, trucks, minivans, SUV’s, motorcycles, boats and RV’s. Keep in mind there is a $2,500 minimum loan amount required to refinance an auto loan from another financial institution.Įnter your car make, specific model, and year. To start, simply provide your personal information, including name, employment info and social security number. If your current vehicle loan or lease payment with another financial institution is higher than you like, refinancing your vehicle loan may help you lower your monthly payment and keep more money in your pocket.Ī few minutes is all it takes! Apply online, visit your nearest branch, or call 800.550.5328. Refinancing your vehicle loan could result in savings for you. Make the Auto Draft payable to the dealer and drive away! Once approved, receive your loan package by mail as soon as the next day.ģ. Apply Online, In Person or On the Phone - it’s fast and free.Ģ. chevron_right Virtual Notary, now availableġ.chevron_right No penalties for early loan pay off.chevron_right Borrow up to 125% of the cost for a new vehicle, and up to 125% of the NADA Car Guide retail value for a used vehicle**.chevron_right Good as cash, which allows you to negotiate your best deal.chevron_right Accepted by any dealership.chevron_right Autodraft is valid for 60 days.chevron_right Same great terms as our new and used vehicle loans.Simply take your AutoDraft to any dealership and purchase like a cash buyer. Plus, you’ll know exactly what you can afford. You’ll score a low interest rate loan with no hidden fees.
Looking for confidence to negotiate the best price on a vehicle that you know you can afford? Look no further than our AutoDraft, given to Members who are pre-approved for a new or used vehicle. Maybe it’s your first car purchase (new or used), a car with a little more muscle, one that’s environmentally friendly, or more luxurious - we’ll put you in the driver’s seat with a variety of auto financing options.
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